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Flexibility in managing your finances is essential at every stage of life. The TOP Credit Card from ProCredit Bank is designed to give you exactly that freedom. With a limit approved by ProCredit Bank, you can make purchases instantly or split them into installments, benefiting from 0% interest for selected periods.
Within the ProCredit Bank network, purchases can be split into up to 36 installments. For transactions made abroad at merchants that accept Mastercard, you can split payments into up to 12 installments via the Mobile App or by visiting any ProCredit branch.
Your payments are highly flexible — why?
Because each month, you can choose to pay the minimum amount (15%) or repay the full outstanding balance (100%). The billing cycle runs from the 1st to the 15th of each month. If the payment is not settled within this period, interest or penalties on the remaining amount will begin to apply from the 16th.
How can you withdraw cash with the TOP Card?
You can withdraw cash up to 50% of your card limit at ProCredit Bank ATMs or ATMs of other banks, both domestically and abroad.
Managing your card is simple and convenient. Through the Mobile App, you can monitor your limit, installments, and bonuses, view your transaction history, split payments into installments, change your PIN, or block your card if it is lost. You can also add the card to your digital wallet for direct payments.
You can request a limit increase directly through the Mobile App, within the limits defined by the bank. You may also adjust your card limit at any ProCredit Bank branch.
Who can apply for TOP?
Anyone over 18 years old with regular income, whether you are an existing ProCredit Bank client with an active current account or a client of another bank. You can also choose the cash cover option for a limit secured by a deposit.
The application process is fast and can be completed through the Mobile App, the website, or at your nearest ProCredit branch.
For any questions or assistance, our Customer Care team is available at +383 555 555 / 049 555 555 or via email at kos.kujdesiperkliente@procreditbank-group.com.