Start-Up Window

ProCredit Bank signed a cooperation agreement with the Kosovo Credit Guarantee Fund (KCGF) for the credit guarantee StartUp Window, which aims to facilitate access to finance for start-up enterprises through adequate financial products in order to ensure growth of newly established businesses and increase employment, thus improving the living standards of the population.

WHICH BUSINESSES ARE QUALIFIED? 

The parameters for Small and Medium Entreprises to be qualified for financing under this guarantee include but are not limited to:

• SMEs that are privately owned, without any Government ownership during the loan period covered by the guarantee,
• SMEs that are registered as a business,
• A qualified creditor/business should be owned by at least one permanent private citizen or resident of Kosovo,
• SMEs with less than 250 employees.

WHICH LOANS CAN BENEFIT FROM THE START-UP WINDOW? 

Qualified loans that meet the criteria below shall be eligible for the benefits of the StartUp Windows:

• Minimum loan amount is EUR 3,000,
• The maximum loan amount is 50,000 EUR,
• The maximum guarantee amount is 40,000 EUR,
• The maximum guaranteed loan return deadline is up to 60 months,
• The loan may be used for long-term investment and working capital.

For more detailed information on the specifics of the StartUp Window, please click the link.

Apply here for a business loan!

Illustrative example: