Beginning 1 October 2018, additional services will be offered with ProCredit Direct accounts. As a result, the monthly fees charged for account maintenance will be increased to EUR 20.
This account provides you with full access to your finances through electronic channels, i.e. e-Banking, m-Banking and 24/7 Zones, with the aim of giving clients access to banking services 24 hours a day, 7 days a week. The services are designed to make banking easy using digital platforms. The banking services necessary to carry out Direct Banking are offered along with a current account at one cost for the client.
Furthermore, as part of Direct Banking, business clients now have the opportunity to transfer funds to their FlexSave account. In order to earn interest, the minimum balance in this account must be EUR 30,000. Interest is calculated on a daily basis. If the account balance falls under EUR 30,000, the interest will not be calculated and the balance will be considered funds in your ProCredit Direct current accounts. This account is suitable for savings and the accumulation of liquidity. With your ProCredit Direct current account, you can deposit and withdraw money from your FlexSave account 24 hours a day, 7 days a week, as needed by your company.
| Banking services | Monthly fees |
|---|---|
| Opening, maintenance and closing of current, savings, and term deposit accounts | EUR 20 USD 5/CHF |
| Issuance, maintenance, and mailing of one debit card | |
| Issuance, maintenance, and mailing of deposit cards for third parties | |
| Maintenance of deposits made in DropBoxes | |
| Deposits and withdrawals from ProCredit Bank ATMs | |
| Withdrawals at ProCredit Bank POS terminals (list) | |
| Three withdrawals per month at the ATMs of other banks in Kosovo | |
| Purchases at ProCredit Bank POS terminals | |
| Purchases at the POS terminals of other banks in Kosovo | |
| Purchases made at ProCredit Bank Albania POS terminals | |
| Printing of a mini-statement at ProCredit Bank ATMs | |
| Activation of cards retained at ATMs | |
| 3D Secure – Internet PIN | |
| Utility payments made at ProCredit Bank ATMs | |
| Phone top-up at ProCredit Bank ATMs | |
| Payments made between the accounts of the same client and other accounts within ProCredit Bank | |
| Setting up and executing payment orders within ProCredit Bank via e-Banking | |
| Utility payments via e-Banking | |
| Issuance and maintenance of e-Banking and m-Banking | |
| Issuance of tokens (up to two tokens for two users) | |
| SMS services contract and Contact Centre services (CIC) | |
| SMS notifications, SMS top-up and SMS balance | |
| Visa confirmation | |
| Confirmation of bank account | |
| Confirmation of bank expenses | |
| Confirmation of audit expenses | |
| Addition/removal of authorised persons to/from the account | |
| Letter of reference/letter of intent/letter of confirmation of circulation |
Click here for the Business Clients Price List
In addition to these services, the following services are available:
Increase the efficiency of your business by carrying out banking transactions wherever and whenever you want.
For more information or if you have any questions, please contact your Business Adviser or call our Contact Centre at 049/555 555 or 038/555 555.